Conveyancing fees example – Remortgage of a Freehold House

Residential Conveyancing Fees

Conveyancing fees example – Remortgage of a Freehold House

Our fees* cover all of the standard work required to complete the remortgage of this property.

Conveyancers Fees and Disbursements

Remortgage of a Freehold House at a Value of £100,000

Legal Fee

£350.00 Plus VAT £70.00


Local Search £99.05 inc VAT

Water and Drainage Search £71.88 inc VAT

Coal Search £48 inc VAT

Environmental Search £67.20 inc VAT

Chancel £15.79 inc VAT

Bankruptcy Search per person £2.40 inc VAT

Land Registry Priority Search £3.60 inc VAT

Land Registry Fee £20.00

Professional Charges

Bank Transfer Fee £30.00 plus VAT £6.00

Estimated Total £693.00

Additional Costs

Please refer to the section headed ‘Additional Costs’ for circumstances in which we may need to charge additional fees.

* Our fee assumes that:

  1. this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
  2. the transaction is concluded in a timely manner and no unforeseen complication arise
  3. all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
  4. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.


Disbursements are payments to third parties and organisations such as Land Registry fees.  The costs estimate sets out the current cost of expected disbursements but they are subject to variation, and the final bill of costs will include the actual expenditure incurred. We handle the payment of the disbursements on your behalf to ensure a smoother process. It is sometimes necessary to make additional disbursements either in respect of documents not within the deeds, particular problems or because of delays. In such cases additional fees will be payable.

How long does it take to remortgage a house?

Our mortgage solicitors team aims to complete a straight forward remortgage transaction in 3-5 weeks depending on how long the searches take to arrive and whether the lender has any specific additional requirements. If there is a defect in the title then the time scale may be further extended whilst we find a possible solution.

Stages of the Process

The precise stages involved in the refinance vary according to the circumstances. The key stages include the following:

  1. Your Quote – Based on the details you provide we will generate your tailored conveyancing quote for this remortgage and send you our client care pack with a number of forms for you to complete.
  2. Review of the Property Title – We review the property title and the documents you have returned to us.
  3. Your Mortgage Application – Your mortgage lender will process your mortgage application and forward a copy of your offer to us, of which we will provide you a detailed report.
  4. Arrange for Signing – we will now arrange signing of your documents and mortgage deed
  5. Redemption Figure – The necessary redemption figures from your existing mortgage provider will be obtained to redeem your existing mortgage
  6. Mortgage Advance – Once all previous steps are completed, we will request the mortgage advance from your new mortgage lender
  7. Completion – After receiving the mortgage advance, we will repay your existing mortgage and transfer net balance to you
  8. Post Completion – The new charge will be registered at HM Land Registry of which you will receive a copy

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