Legally reviewed by: Shereen Murphy Updated:

Workplace Pension Scheme

Protecting your business from pension penalties
Free 20 minutes employment consultation

Cartwright King’s specialist Workplace Pension Solicitors can protect your business against litigation and costly pension disputes. Pension schemes are highly regulated and wrapped in complicated legislation, especially if your business is multinational. Benefit from the right advice to reduce the risk of claims and litigation.

Our professional Pension Lawyers can help you manage your pension scheme to ensure that you remain compliant, while saving you time and money.

For professional pension scheme support for your business, get in touch with Cartwright King today.

How Cartwright King can help with pension scheme compliance

Cartwright King’s pro-active Workplace Pension Solicitors partner with you to develop a strategy for managing your company pension scheme. You can instruct us to handle one-off issues or provide continuous support to ensure that your company remains compliant, allowing you to concentrate on running your business.

We can advise employers and pension scheme trustees, plus we can act on behalf of individuals including high net worth individuals and pension product providers. We can help with:

  • Managing pension disputes
  • Restructuring pension schemes
  • Interpreting, drafting, and updating pension scheme documents and member communications
  • Monitoring new pension regulations and guidance and how they impact your company and pension schemes
  • Auto-enrolment compliance
  • Dealing with pension issues amid the sale or restructuring of a business 
  • International pension transfers
  • Issues around pension tax
  • Strategies for minimising risk

Benefit from a free, initial telephone conversation

Managing a company pension scheme and remaining compliant can be time-consuming. That’s why you can benefit from a free, 30-minute initial telephone call with a specialist Cartwright King Workplace Pension Solicitor to discuss outsourcing the management of your pension scheme.

You’re under no pressure to instruct us, this call simply gives you a starting point before you make your next move.

There’s no substitute for speaking to one of our specialist Pension Solicitors to get rational, clear guidance to give you an idea of how best to manage your pension scheme.

For immediate assistance, call us or email us for your free* initial discussion. 

The discussion is completely informal and confidential, and is an opportunity for us to:

  • Get to know you 
  • Understand your situation
  • Agree how you want to proceed

*Please be aware that this is a ‘get to know you’ call and no legal advice will be given.

Why choose Cartwright King for pension scheme management?

As a full-service law firm, Cartwright King gives you complete control and coverage over your company pension scheme. You will benefit from the unique ability of our Workplace Pension Solicitors to translate technical jargon and explain legislation in plain English and how it affects your business.

Pension problems can crossover into many areas of law, including employment, finance, litigation and more, making issues difficult to manage. Cartwright King ensures that your business has an action-plan to handle any issues that arise.

Our Workplace Pension Solicitors will empower you to better understand your duties when running a company pension scheme, and the risks that come with it. We partner with you to offer reliable advice and a safe pair of hands to manage your pension scheme.  

Our advice and support is backed by experience of dealing with all manner of pension issues. There aren’t many situations we haven’t come across before when dealing with pension plans. You can trust this experience to help ensure that your pension scheme is managed correctly, helping to avoid disputes and litigation.

Our Workplace Pension Solicitors go above and beyond to protect your company pension scheme and ensure that disputes are dealt with promptly.

We listen, we understand and we genuinely care about protecting the integrity of your pension scheme and your company. That’s why we offer sound, honest, reliable advice and support to ensure that your business is prepared for managing a pension.

Working with a specialist Cartwright King Workplace Pension Solicitor gives you the assurance of having access to advice and support when your business needs it most.

We’re a trusted, resourceful Legal 500 top tier law firm with specialist solicitors that are calm under pressure, giving you advice that you can count on.

We're here for you.

Frequently asked questions.

What are my pension duties as an employer?

Under the Pensions Act 2008, you are legally obliged to enrol certain staff members into your workplace pension scheme and contribute towards it. This is known as ‘automatic enrolment.’

Whether you employ one or 1,000 staff, you are classed as an employer and you have certain legal duties. However, your duties will depend on whether you are auto enrolling for the first time or re-enrolling staff.

It’s advised that you use the UK government’s Pension Regulator tool to determine what your duties are.

What is automatic enrolment?

Automatic enrolment in a pension scheme is an ongoing duty for employers. Each time you pay your staff, you are required to monitor changes in their age and their earnings to establish whether they need to be enrolled in your company pension scheme.

Every three years you must re-enrol any staff who have left your scheme and you must continue to pay into your pension scheme, manage requests to join or leave and keep your records up to date.

What happens if my business fails to comply with pension scheme duties?

Your business could be subject to a non-compliance investigation by The Pensions Regulator, which has a range of powers.

If you fail to meet your duties, you may first receive a warning letter giving you a deadline by which to meet your duties. Should you not meet your duties within the given deadline, you could be issued with a statutory notice.

A statutory notice will order you to comply with your duties or pay any pension contributions that you may have missed. It’s possible that you could be charged interest on unpaid contributions. If you fail to act on the orders of a statutory notice, a penalty notice will be issued.

Depending on the circumstances, you could receive a fixed penalty notice if you don’t comply with a statutory notice or there’s evidence that you have breached the law. A fixed fine of £400 will be payable within a given deadline.

Alternatively, you could be issued with an escalating penalty notice, which subjects you to daily fines of anywhere between £50 and £10,000, depending on the number of staff you have. Daily fines will continue until you comply with the statutory notice.

For serious non-compliance or breaches of the law, you could be issued with a civil penalty, which can carry a fine of up to £5,000 for individuals and £50,000 for organisations.

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